Private Golf Cart Use Policy and Insurance Requirements

Shared perspective as a long-time cart owner, supporting tire specifications and sensible cart rules while criticizing the million-dollar insurance requirement as excessive.

Explained that major insurance companies like USAA and Progressive do not offer personal liability coverage above $500,000 for golf carts without expensive commercial licenses, creating a catch-22 for owners.

Noted that he checked with his insurer and found that liability coverage above $500,000 is unavailable for standard carts, urging the committee to lower the insurance requirement.

Appreciated the healthy discussion on cart rules, suggested grandfathering existing cart owners in, and noted that finding turf-safe tires online can be challenging.

Shared insights from visiting other golf communities regarding maintenance and tire pressure, noting that low-pressure tires cause minimal turf damage.

Expressed frustration with increasing fees and regulations, calling the proposed cart restrictions an overreach when cart owners already pay significant trail fees and registration costs.